Mutual of Omaha

 Strong, Stable, Secure

Even during this unprecedented economic time, Mutual of Omaha has the strength and stability to keep its promises to customers, as we have for over 100 years. How have we stayed so strong while others have not?

Mutual Company
As a mutual company, owned by our policyholders, Mutual of Omaha is not driven by the short-term thinking and focus on quarterly results that often characterize publicly traded companies. Every investment we make is done with the long-term benefit of our policyholders. Our financial strength and ability to operate is not strongly tied to the ups and downs of the investment market.

Strong Capital Position
Mutual of Omaha’s capital position is quite strong with more than $2.22 billion in statutory surplus (as of December 31, 2009). Thanks to our disciplined balance sheet management and investment strategy, we have avoided drains on our capital.

Disciplined Investment Strategy
Mutual of Omaha and its insurance subsidiaries maintain a diverse portfolio of carefully selected investments that offer attractive returns, while still maintaining an appropriate level of risk. Eighty percent of our portfolio is invested in bonds, and among them over 94 percent are rated as highest or high quality by the National Association of Insurance Commissioners (NAIC).

Highly Rated
The leading rating agencies validate and reinforce Mutual of Omaha’s financial strength. We have consistently earned and maintained high marks from rating agencies like A.M. Best, Standard & Poor’s and Moody’s Investors Service. Additionally, Comdex recently raised our rating to 96, meaning that 96 percent of Comdex-rated companies are rated lower than Mutual of Omaha.

Fortune 500 List
The 2010 Fortune 500 list of the largest U.S. companies ranks Mutual of Omaha 408, up from 525 in 2009. Mutual of Omaha is ranked the seventh largest mutual insurance company in the U.S. based on revenue