World Insurance
Why Individual Health Insurance?
An individual Basic Medical or Major Medical health insurance plan helps protect you in case of accident or illness. And since it’s an individual plan, it’s yours to keep. It’s not tied to your job… you have coverage on or off the job, 24 hours a day, 7 days a week.
Why World Insurance Company?
When you choose an individual health insurance plan from us, you’ll get more than solid, reliable health coverage from a financially strong company. You’ll also get the right balance of cost, coverage and convenience.
Learn More About Our Plans
Because all our plans cover catastrophic accidents and illnesses, all you need to decide is how you want to cover the more routine expenses. Learn more about these health insurance plans from World Insurance Company:
- Basic Medical Insurance Plan – This may be right for you if you’re healthy and less likely to have doctor visits and prescriptions, you want lower rates and you want protection to cover very costly (catastrophic) medical expenses.
- Major Medical Insurance that qualifies for a Health Savings Account (HSA) – This health plan is specifically designed to work with Health Savings Accounts (HSAs). This health plan gives you the opportunity to obtain lower-cost health insurance, and help control your health care costs. Contributions to an HSA are tax-deductible, subject to the limits established by the Internal Revenue Service.
- Comprehensive Major Medical Insurance – This plan can help defray hospital, medical or surgical expenses. It’s designed for those more likely to have doctor visits and prescriptions (such as families).
- Short-Term Major Medical Insurance – This coverage may fit you if you’re temporarily unemployed, if you’re a student who’s graduated and are coming off your parents’ plans or if you haven’t yet qualified for your new employer’s group insurance coverage.
Additionally, children under the age of 19 who become newly eligible as a result of a qualifying event are eligible to obtain coverage without any limitations or restrictions based on health status for a period of 30 days following the qualifying event. A qualifying event includes birth, adoption, marriage or involuntary loss of other coverage for any reason other than fraud, misrepresentation or failure to pay the premium.
Other Options
- Dental Advantage Insurance – With Dental Advantage, you get comprehensive dental protection, including preventive care, and basic services like fillings, bridges, crowns and oral surgery.
Value-Added Features*
- HealthEquity® Every health insurance plan with World Insurance Company automatically includes extra services to help you make better health care decisions and spend your money wisely. We’ve chosen HealthEquity to provide these services at no extra cost. HealthEquity also specializes in health savings accounts, should you choose an HSA-qualified plan.
*This is non-insurance and not part of any insurance plan or benefit provided by World Insurance Company.
